Accounts
Hold and see your money
- Four currencies: USD, EUR, GBP and SGD
- Live balances and a running total
- Top up by bank transfer
- Search every transaction
Coming soon to Singapore
Something electricis coming.
Personal accounts, cards, crypto and business tools in one calm workspace. Join the waitlist and be first in line when we open.
We'll only email you about early access. Unsubscribe any time.
WHAT'S COMING
Everything you need,
in one account.
Here's everything Electric Money will do when we open, for you and for your company.
Transfers
Pay anyone, instantly
- Free, instant transfers between users
- Send by name or email
- Saved recipients
- Notes and receipts for both sides
Cards
Spend on your terms
- Virtual card as soon as you're verified
- Physical card on request
- Freeze and unfreeze in one tap
- Purchase and ATM limits, PIN changes
Business
Run company money together
- Business verification
- Team cards with their own limits
- Approval rules by amount and role
- Batch payments to vendors
Security
Protected from day one
- Verify with Singpass MyInfo or an ID
- Real-time alerts on every payment
- Two approvers for large payments
- Lock any card from the app
Help
Answers when you need them
- Help centre and guides
- Report a lost or stolen card
- Replace cards in the app
- Live service status
CRYPTO
Crypto that moves
like money.
Hold BTC, ETH, USDT and USDC next to your USD, EUR, GBP and SGD. Send it to any wallet, follow every transaction, and spend it with your card.
CRYPTO TRANSFERSSend to any wallet.
Send to any wallet.
Receive from anywhere.
Move BTC, ETH, USDT and USDC to another Electric Money account or to any external wallet. You check every detail before anything leaves.
- 01
Choose the coin
Pick BTC, ETH, USDT or USDC and see what's available to send.
- 02
Choose where it goes
Another Electric Money account, or any external wallet address.
- 03
Match the network
Pick the network and a saved or new address. Anything that doesn't match is flagged.
- 04
Confirm with the fee in view
The network fee and the total are shown before you send. No hidden fees.
Receiving? Share your deposit address or QR code for the network you use.
CRYPTO TRANSACTIONSFollow every transaction,
Follow every transaction,
start to finish.
Deposits, withdrawals, conversions and card payments sit in one history with the rest of your money, each with a live status.
- Live status from submitted to confirmed
- Network, fee and transaction hash on every transfer
- Card payments show which coin paid
- Alerts the moment crypto arrives or leaves
- Search crypto with the rest of your transactions
Buy, sell and convert
Move between USD, EUR, GBP or SGD and crypto without leaving your account.
Four coins to start
BTC, ETH, USDT and USDC, held right next to your currency balances.
Spend it with your card
Pay with your USDT or USDC balance online or in store. No manual conversion.
Checked before it moves
Address checks, risk monitoring and alerts on every crypto transfer.
Crypto prices can rise and fall quickly. Crypto sent to the wrong address or network can't be recovered.
THE OFFERING
Two accounts.
One platform.
Open a personal account for yourself, or a business account for your company and everyone who spends for it.
PERSONAL
For you
Your everyday money, in four currencies and crypto.
- USD, EUR, GBP and SGD balances
- Send, receive and spend BTC, ETH, USDT and USDC
- Free, instant transfers between users
- A virtual card as soon as you're verified
- A physical card on request
- Freeze, limits and PIN in the app
- Verify with Singpass MyInfo or passport
BUSINESS
For your company
Company money, run as a team.
- Master balances for your company
- Crypto balances and payouts to any wallet
- Team cards with their own limits
- Approval rules by amount and role
- Batch payments to every vendor
- Owner, Admin, Finance and Accountant roles
- Business verification for your company
| COMPARE | PERSONAL | BUSINESS |
|---|---|---|
| Balances in USD, EUR, GBP and SGD | Included | Included |
| Free, instant transfers between users | Included | Included |
| Virtual and physical cards | Included | Included |
| Freeze, spend limits and PIN in the app | Included | Included |
| Send, receive and convert BTC, ETH, USDT and USDC | Included | Included |
| Spend USDT and USDC with your card | Included | Included |
| Team cards with their own limits | —Not included | Included |
| Approval rules by amount and role | —Not included | Included |
| Batch payments to vendors | —Not included | Included |
| Owner, Admin, Finance and Accountant roles | —Not included | Included |
EARLY ACCESS
From waitlist to
first payment.
We're opening in waves. Everyone on the list gets an invite, in the order they joined.
STEP 01 · YOU'RE HERE
Join the waitlist
Leave your email. It takes about ten seconds.
STEP 02
Get your invite
We'll email you as soon as your spot opens.
STEP 03
Verify in minutes
Use Singpass MyInfo or your passport to confirm it's you.
STEP 04
Start sending
Your virtual card is ready straight away.
We're opening in waves, starting with people on the waitlist. Join now and we'll email you the moment your invite is ready.
Early access opens in waves
Be first in line.
Join the waitlist for personal or business accounts. We'll email you when your invite is ready.